^*APY = Annual Percentage Yield. APY is subject to change without notice. No minimum required. All rates are effective as of 6/22/2026.
^† Balances over $1,500 will earn our Regular Savings dividend APY.
^**A Joint Owner(s) (18 or older) who is an Apple FCU member is required on minor accounts until the youth reaches 18 years of age.

¹APR = Annual Percentage Rate. As of date 6/22/2026 rates are based on an evaluation of applicant credit. Your actual APR will be disclosed at the time of credit approval. Not all applicants will qualify for the lowest rate. Credit Card rates apply to cash advances, balance transfers and outstanding balances on purchases. Foreign Transaction Fee is 1.00% of each transaction in U.S. dollars.
²Members may retain the card for six (6) years or until age 25, whichever comes first. Proof of income, or a qualified co-applicant required for student applicants under age 21.

APY = Annual Percentage Yield. APY is subject to change without notice. Fees could reduce earnings. All rates are effective as of 6/22/2026.

^*APY = Annual Percentage Yield as of 6/22/2026 for a 12-month Starter Certificate; subject to change at any time. Required minimum deposit of $50; maximum $5,000. Additional deposits are permitted at any time until maturity, up to the maximum. A penalty may be imposed for early withdrawals. If the Certificate is redeemed prior to the maturity date the following penalty will apply: If the term is over 6 months to 60 months – the lesser of dividends earned since issuance or renewal or 180 days dividends. There is no penalty for withdrawals as a result of the death of any owner. If the Certificate is withdrawn within the 10 days following the maturity date, no penalty will apply. Fees could reduce earnings on the account. See Starter Certificate Disclosure for complete terms.