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Rapid Request for Small Business Loans

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Secure Up to $100,000* For Nearly Any Business Expense, Fast

Does your business need access to capital quickly? Our Rapid Request process is perfect for businesses that need $100,000 or less!

Rapid Request allows you to apply for certain Apple FCU Commercial Loans in 15 minutes and receive a business decision in 48 hours or less. With competitive rates, no prepayment penalty and quick processing times, we can help you secure the financing you need for your business, fast!

Key Features

Apply in 15 Minutes or Less

Borrow Up to $100,000*

Limited Documentation Required

Business Decision in 48 Hours or Less1

*All loans are subject to credit approval and underwriting standards. Individual rates and maximum loan amounts are subject to change and may vary based on creditworthiness and qualifications.
1Excluding holidays or weekends.

  1. Fill Out Form

    Reach out to our team through the form to let us know more about your business and the loan you’re interested in.

  2. Hear From Our Team

    One of our Commercial Loan Specialists will reach out to you to chat about eligibility and what is required to complete the application.

  3. Complete the Application

    Our streamlined application typically takes 15 minutes or less and requires minimal documentation to complete.

  4. Get a Decision in 48 Hours or Less

    If you're approved, we'll finalize the loan and deposit the funds into your Apple FCU Commercial deposit account.

Frequently Asked Questions

Rapid Request is ideal for businesses that meet the following criteria:

  • Require $100,000 or less in financing
  • Two years or more in business
  • Credit score of 680 or higher
  • Located in VA, MD, DC, PA, WV or DE
  • For Vehicle Loans, borrower must be headquartered in VA, MD or DC
  • Qualify for Apple FCU Business membership.

Rapid Request is available for Term Loans, Lines of Credit, Vehicle Loans or Apple FCU Visa® Business Rewards Credit Cards.

You will be asked to provide the following information when applying for a Commercial Loan through Rapid Request:

  • Primary applicant personal information
  • Beneficial owners’ information
  • Business name and information
  • 12 months of business banking statements from your primary operating account. Our credit model uses real-time banking transaction data offering a more accurate snapshot into the financial health of your organization
  • Options to provide business bank statements are:
    • Sign into Online Banking through our secure banking portal, and statements will be automatically uploaded. Process takes only a couple of minutes
    • OR if you prefer, you may provide 12 months of statements directly to Apple FCU
    • Statements must reflect at least 10 transactions per month.