Northern Virginia backyards are doing more than just looking good these days: they're giving families more places to gather and make memories, while also adding real value to the home.
If a backyard refresh is on your to-do list, here are four outdoor upgrades with a high ROI, as well as solutions for home renovation financing with Apple FCU.
1. Outdoor Living Rooms: Best for Relaxing and Entertaining
Adding an outdoor living room will give you one more space to unwind, with the added benefits of sunshine and fresh air. Install a patio or deck, or elevate an existing one by installing a pergola, making the space usable during rain and shine. Adding comfortable outdoor seats and couches, a coffee table and throwing in an outdoor rug will bring more color and comfort to your space.
2. Landscape Refresh: High Impact for Curb Appeal
Putting a little effort into your landscaping can take your home's value a long way. Your lawn is your biggest earner; tune into its health and well-being by maintaining it regularly. Get strategic with flowerbeds, shrubs and trees by planting them in clear eyesight of passersby, or create beautiful privacy features if you need space from the outside world.
3. Fire Pit: Low-cost with High Perceived Value
A fire pit can be an inexpensive feature that gives back to you in big ways. Like an outdoor living room, it creates a new gathering point and automatically makes visitors think of good times and cozy vibes. A wood-burning fire is great, but if you want a slightly more upscale option, go with a gas fire feature.
4. Outdoor Lighting: Highlight Your Home
Outdoor lighting can completely transform your home when the sun goes down. Accent lights on trees or architecture create a dramatic flair, while string lights over seating areas enhance intimacy for those nights spent outside with family and friends.
Start Your Backyard Makeover
Apple FCU offers two home equity options with great rates, flexible terms and affordable monthly payments, so you can easily finance your renovations.
Home Equity Loan
If you know exactly what you're going to build and how much it will cost, an Apple FCU Home Equity Loan is the right choice for you. You'll get the money you need in a single payout—up to $250,000—with fixed-rate payments and a fixed term.
Home Equity Line of Credit (HELOC)
If you want room for your renovation to evolve and flexible borrowing, a HELOC with Apple may be better for your project. You'll have a revolving line of credit and enjoy no closing costs* and a locked-in rate1 for the remainder of the year. Check out our HELOC promotion page for more details.
Build an Outdoor Space You Enjoy
Transform your yard into a smart investment and a personal retreat. Whether you're creating a cozy gathering spot or boosting your home's curb appeal, the right backyard upgrades can deliver lasting value.
When you're ready to get started, Apple FCU is here to help you bring your vision to life with flexible financing options designed for every kind of project.
